Why 2019 Was a Great Year for Homeownership

Bill LewisHome Purchasing, Property Ownership

year over year savings from lower rates

Over the past year, mortgage rates have fallen more than a full percentage point. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them: Refinance: If you already own a home, you may want to decide if you’re going to refinance. It’s one way to lock in … Read More

Homes Are More Affordable Today, Not Less Affordable

Bill LewisHome Purchasing, Property Ownership

Homes Are More Affordable Today, Not Less Affordable

There’s a current narrative that owning a home today is less affordable than it has been in the past. The reason some are making this claim is because house prices have substantially increased over the last several years. It’s not, however, just the price of a home that matters. Homes, in most cases, are purchased with a mortgage. The current … Read More

2 Myths Holding Back Home Buyers

Bill LewisHome Purchasing

myths holding back homeowners

Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Believe it or not – your dream home may already be within your reach.

Millennials: Here’s Why the Process is Well Worth It.

Bill LewisHome Purchasing

benefits of homeownership for millenials

Millennials have waited longer than any other generation to become homeowners, but the wait for this cohort is just about over. According to National Mortgage News, “Millennials, those young adults now aged 23 to 38, are now entering their peak household formation and homebuying years.” If you’re a Millennial, you’re already well aware that you’re among a generation of those who … Read More