# Choice One Mortgage Company

> Full-service mortgage lender in La Quinta, CA serving the Coachella Valley and all of Southern California since 1995. Founded by Bill Lewis, NMLS ID 284797.

## About

Choice One Mortgage Company (NMLS 233784) is a mortgage brokerage specializing in residential home loans. With over 30 years of experience, founder Bill Lewis provides personalized mortgage guidance for homebuyers and homeowners across California. The company is known for its concierge-level service, competitive rates, and expertise in both traditional and non-traditional lending.

## Location

- Address: 78015 Main Street, Suite 201, La Quinta, CA 92253
- Phone: (310) 614-5920
- Fax: (800) 930-0215
- Email: blewis@choice1mortgage.com
- Website: https://www.choice1mortgage.com/

## Service Areas

- La Quinta, CA
- Palm Desert, CA
- Indio, CA
- Indian Wells, CA
- Palm Springs, CA
- Cathedral City, CA
- Rancho Mirage, CA
- Thousand Palms, CA
- All of Southern California
- Licensed in the State of California (DRE 01238593)

## Loan Products

- **Purchase Loans**: Conventional, FHA, VA, Jumbo, CalHFA down payment assistance
- **Refinance**: Rate-and-term refinance, cash-out refinance, streamline refinance
- **Reverse Mortgages**: HECM and proprietary reverse mortgage products for seniors 62+
- **Non-QM Loans**: Bank statement loans, DSCR investor loans, 1099 income loans, asset depletion loans, recent credit event loans
- **Specialty Products**: Interest-only loans, foreign national/ITIN loans, jumbo loans

## Key Resources

- Purchase Loan Scenario Builder: https://www.choice1mortgage.com/purchase-loan-scenario-builder/
- Refinance Scenario Builder: https://www.choice1mortgage.com/refinance-scenario-builder/
- Amortization Calculator: https://www.choice1mortgage.com/mortgage-loan-amortization-table/
- How to Get Approved for a Mortgage: https://www.choice1mortgage.com/how-to-get-approved-for-a-mortgage-2026-guide/
- Non-QM Loan Guide: https://www.choice1mortgage.com/what-is-a-non-qm-loan/
- Purchase Mortgage Tips: https://www.choice1mortgage.com/purchase-mortgage-tips-to-help-you-get-the-best-loan/
- Refinance Tips: https://www.choice1mortgage.com/mortgage-refinance-tips-to-get-the-best-loan/
- Testimonials: https://www.choice1mortgage.com/testimonials/
- Contact: https://www.choice1mortgage.com/contact-choice-one-mortgage/
- Blog: https://www.choice1mortgage.com/blog/

## Licensing

- NMLS ID: 284797 (Bill Lewis, Individual)
- NMLS ID: 233784 (Choice One Mortgage Company, Inc.)
- California DRE: 01238593