Choice One Mortgage, based in Westlake Village, CA has been helping Californians finance their homes since 1995.  Whether you are purchasing a new home or refinancing your current one, we can help.  We specialize in purchase loans and refinances and offer the lowest 0 point rates in the industry.

Bill Lewis, President

Originally from New York, Bill has been in the banking industry since 1984.  Prior to starting Choice One Mortgage Company in 1995, Bill worked for Citicorp, Barclays Bank PLC, American Management Systems, and TransAmerica and graduated with a Bachelors degree from The State University of New York at Albany. 

Bill is a licensed CA Real Estate Broker (#01238593) and a registered Mortgage Loan Originator with the Nationwide Mortgage Licensing System (#284797).

Why choose Choice One Mortgage?

We know that choosing the right mortgage company isn’t easy.  Bad decisions can cost you a small fortune.  Poor planning is even costing some people their homes. We have taken all of the steps possible in our industry to show people that we are serious about what we do and how we do it.  Our relationship and reputation with HUD, NMLS and the California Department of Real Estate are proof that we take our reputation seriously!

We have the best rates in the industry.

All rates are quoted at a 0 point cost to the borrower and optional rate buydowns are always available.

We are Purchase loan specialists.

As a consumer, you want to make sure you get the right loan at the lowest rate.  Perhaps just as importantly, you and your Realtor need a solid loan approval that will not fall apart during escrow.  When your offer is presented, we will provide your Realtor with loan approval plus a cover letter reviewing your strength as a borrower.  Sellers appreciate this extra effort, and it will get your offer accepted over other competing offers.  We also work hand in hand with escrow every step of the way to ensure a smooth transaction.  We take the time to update you and the other parties involved on a daily basis.

Our customer service is outstanding.

Throughout the loan process, we are available to you 24/7. It’s what good customer service is all about. We know you have a busy life, so as things come up you can rest assured that you can reach us when it’s convenient for you. We also provide ongoing support to all of our clients long after their loan has closed.

We offer every product in the mortgage industry.

Although today’s market is predominantly Fixed Rate lending, we also offer Adjustable Rate and Interest Only loans when the circumstances are right.  We fit the right product to your unique situation and needs.
Perhaps most importantly, we will help you avoid the mistakes consumers commonly make when getting a loan.  Call us today.  We will show you how to protect your most precious investment – your home.


We do not share the personal information we receive from our clients.  We hold ourselves to the highest standards when it comes to protecting your privacy.  Click here to see our Privacy Policy Statement.