The Difference in Net Worth Between Homeowners and Renters Is Widening
Owning a home provides one of the strongest foundations for building individual wealth and lasting financial security. If you’re
4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures
“The likelihood of us having a foreclosure crisis again is about zero percent." - Ivy Zelman
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Should I Move or Refinance My Mortgage?
Whether you’re refinancing your house or moving to a new home, your current mortgage rate and your level of equity are crucial in your decision-making process.
Why Waiting to Buy a Home Could Cost You a Small Fortune
The financial benefits make it clear that buying a home now is much more advantageous than waiting until next year.
4 Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure
The reports of massive foreclosures about to come to the market are highly exaggerated, according to Ivy Zelman.
There’s No Reason To Panic Over Today’s Lending Standards
Recent articles about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning to the bad habits seen 15 years ago. In this article, we alleviate these concerns.
How a Change in Mortgage Rate Impacts Your Homebuying Budget
From January 2021 through April 2021, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potential homebuyers with less purchasing power.
Should We Fear the Surge in Cash-Out Refinances?
Today’s cash-out refinance situation bears no resemblance to the situation that preceded the housing crash.
What Credit Score Do You Need for a Mortgage?
Don’t let assumptions about whether your credit score is strong enough put a premature end to your homeownership goals.
What Is the #1 Financial Benefit of Homeownership? Wealth Creation.
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation.
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