Owning a home provides one of the strongest foundations for building individual wealth and lasting financial security. If you’re
What Do Experts Say About Mortgage Rates in August 2021
Mortgage rates hover near record lows today, but experts forecast they’ll rise in the coming months. Waiting could prove costly when that happens.
4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures
“The likelihood of us having a foreclosure crisis again is about zero percent.” – Ivy Zelman
Should I Move or Refinance My Mortgage?
Whether you’re refinancing your house or moving to a new home, your current mortgage rate and your level of equity are crucial in your decision-making process.
Why Waiting to Buy a Home Could Cost You a Small Fortune
The financial benefits make it clear that buying a home now is much more advantageous than waiting until next year.
Will the Housing Market Maintain Its Momentum?
Buyer demand remains strong. With more of the adult population becoming vaccinated and job creation data showing encouraging signs, existing-home inventory is expected to grow in the coming months.
Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home
While mortgage rates have trended up in recent months, they are still historically low, so relative to one year ago, housing actually is still more affordable and that’s really thanks to this low mortgage rate environment we find ourselves in.
4 Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure
The reports of massive foreclosures about to come to the market are highly exaggerated, according to Ivy Zelman.
There’s No Reason To Panic Over Today’s Lending Standards
Recent articles about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning to the bad habits seen 15 years ago. In this article, we alleviate these concerns.
How a Change in Mortgage Rate Impacts Your Homebuying Budget
From January 2021 through April 2021, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potential homebuyers with less purchasing power.