The reports of massive foreclosures about to come to the market are highly exaggerated, according to Ivy Zelman.
There’s No Reason To Panic Over Today’s Lending Standards
Recent articles about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning to the bad habits seen 15 years ago. In this article, we alleviate these concerns.
How a Change in Mortgage Rate Impacts Your Homebuying Budget
From January 2021 through April 2021, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potential homebuyers with less purchasing power.
Should We Fear the Surge in Cash-Out Refinances?
Today’s cash-out refinance situation bears no resemblance to the situation that preceded the housing crash.
What Credit Score Do You Need for a Mortgage?
Don’t let assumptions about whether your credit score is strong enough put a premature end to your homeownership goals.
What Is the #1 Financial Benefit of Homeownership? Wealth Creation.
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation.
6 Simple Graphs Proving This Real Estate Boom Is Nothing Like Last Time
There are many reasons this real estate market is nothing like 2008. Here are six visuals to show the dramatic differences.
How Upset Should You Be about 3% Mortgage Rates?
It’s true that rates are not as low as they were five weeks ago. However, rates are lower than at almost any other point in history.
The Reason Mortgage Rates Are Projected to Increase and What It Means for You
Based on the 50-year symbiotic relationship between treasury rates and mortgage rates, it appears mortgage rates could be headed up this year.
Will Mortgage Rates Remain Low in 2021 – Part 2
If you’re ready to buy a home or refinance your current one, it may be wise to make your move before mortgage rates begin to rise.