Helping California Homeowners
for over 28 years!
Choice One Mortgage -
Helping California Homeowners finance their homes for over 28 Years!
How can we help?
Choice One Mortgage is a Proud Partner of
People are unique and so are home loan solutions.
Mortgages are not a one size fits all proposition. Let us evaluate your needs, come up with options based upon your credit, income and available funds and figure out the best way to finance your property.
It’s what we do!
Do you fit into any of these categories?
If so, you have found the right place.
Purchasing a New Home?
Choice One Mortgage specializes in helping California homeowners realize their dreams by providing the best Purchase Loan programs available on the market:
- First-time Homebuyer Programs
- Conventional Loans with as little as 3% down
- FHA loans with as little as 3.5% down
- VA Loans with no down payment
Jumbo loans up to $4,000,000
- Bank Statement and “1099” loans
Refinancing Your Mortgage?
Choice One Mortgage specializes in helping California homeowners refinance their mortgage with the best loan programs and features available on the market:
- Lowest Rates, No Point Options
- Choose your own term and repay your loan in 8 to 30 years!
- Save money and payoff your home faster with our bi-weekly payment option (26 payments / year).
- Cash-out refinances and Debt Consolidation loans