Who We Are

Choice One Mortgage in Old Town La Quinta

Choice One Mortgage, located in beautiful Old Town La Quinta, has been helping Californians finance their homes since 1995.  Whether you are purchasing a new home or refinancing your current one, we can help.  We offer the lowest rates in the industry and WE DO NOT CHARGE POINTS!

In the past, we have had offices in Torrance, Rolling Hills, and Westlake Village, but now call the desert our home. Our clients live all over CA but that doesn’t stop us from helping them! In this day and age, so much of what we do is done over the phone or electronically. But, we still do our best to give you that personal touch.

Check out what people are saying about Choice One Mortgage.

Bill Lewis, President

Bill Lewis, Choice One MortgageSo here’s the goofy corporate shot 🙂 Yeah that’s me circa 2010. A little older and greyer now but oh so much wiser!

My amazing wife Judi and I have been married for over 20 years. Judi is also an expert in Real Estate and mortgage finance and together we make a formidable team. We have a wonderful daughter named Savannah who is currently attending Brown University as a pre-med student. We are truly blessed.

Having been through the highs and lows of the mortgage industry for over 25 years, I can tell you it’s been a wild ride. But the industry is a better place for honest pros like us who built their business by doing what’s right for people. I like to think I have a little George Bailey in me – well at least I try to!

“Helping people find and afford their dream home is an amazing thing. I consider it an honor when families put their trust in me and I will not let them down!”Bill Lewis

A few fun facts about Bill Lewis:

  • He is an avid cyclist and perpetually frustrated golfer
  • He is a bit of a homebody and loves spending time with family and friends
  • He loves and appreciates the amazing food that Judi cooks, good wine and an occasional cigar
  • Bill loves helping people make their real estate dreams come true.

Now some boring but still important stuff!

  • I am originally from New York and have been in the banking industry since 1984.  Prior to starting Choice One Mortgage Company in 1995, I worked for Citicorp, Barclays Bank PLC, American Management Systems, and TransAmerica among other firms.
  • I graduated with a Bachelors degree from Albany State University in New York (Go Danes!).
  • I am a licensed CA Real Estate Broker (#01238593) and a registered Mortgage Loan Originator with the Nationwide Mortgage Licensing System (#284797).

Ok, ok enough about me. Why choose Choice One Mortgage?

We know that choosing the right mortgage company isn’t easy.  Bad decisions can cost you a small fortune and poor planning has even cost some people their homes. We have taken all of the steps possible in our industry to show people that we are serious about what we do and how we do it.  Our relationship and reputation with HUD, NMLS and the California Department of Real Estate are proof that we take our reputation seriously!

We find the best rates in the industry.

We do not charge points! Lenders pay us directly and this translates into less confusion and more savings for you. We put our rates up against anyone!

We are purchase loan specialists.

As a consumer, you want to make sure you get the right loan at the lowest rate.  Perhaps just as importantly, you and your Realtor need a solid loan approval that will not fall apart during escrow.  When your offer is presented, we will provide your Realtor with loan approval plus a cover letter reviewing your strength as a borrower.  Sellers appreciate this extra effort, and it will get your offer accepted over other competing offers.  We also work hand in hand with escrow every step of the way to ensure a smooth transaction.  We take the time to update you and the other parties involved on a daily basis.

Our customer service is outstanding.

Throughout the loan process, we are available to you 24/7. It’s what good customer service is all about. We know you have a busy life, so as things come up you can rest assured that you can reach us when it’s convenient for you. We also provide ongoing support to all of our clients long after their loan has closed.

We offer the best products in the mortgage industry.

Although today’s market is predominantly Fixed Rate lending, we also offer Adjustable Rate loans when the circumstances are right.  We fit the right product to your unique situation and needs. Perhaps most importantly, we will help you avoid the mistakes consumers commonly make when getting a loan.  Call us today.  We will show you how to protect your most precious investment – your home.   We do not share the personal information we receive from our clients.  We hold ourselves to the highest standards when it comes to protecting your privacy.  Click here to see our Privacy Policy Statement.