About Choice One Mortgage

Whether you are purchasing a new home or refinancing your current one, we can help.  We will help you find the lowest rates in the industry, and we always have no point (and no fee) options available for you!

With our corporate office in La Quinta, CA, Choice One Mortgage has been helping Californians finance their homes since 1995. Our clients live all over CA but that doesn’t stop us from helping them! In this day and age, so much of what we do is done over the phone or electronically. But, we still do our best to give you that personal touch.

Choice One Mortgage in Old Town La Quinta
Bill Lewis, Choice One Mortgage

Bill Lewis, President

“Having been through the highs and lows of the mortgage industry since 1995, I can tell you it’s been a wild ride. But the industry is a better place for honest pros like us who built their business by doing what’s right for people. I like to think I have a little George Bailey in me – well at least I try to!

Helping people find and afford their dream home is an amazing thing. I consider it an honor when families put their trust in me, and I will not let them down!”

A few fun facts about Bill:

  • I am an avid cyclist, photographer, and golfer
  • I am a bit of a homebody and loves spending time with family and friends
  • I love and appreciate the amazing food that my wife Judi cooks, good wine, and an occasional cigar
  • Bill loves helping people make their real estate dreams come true.

Now some boring but still important stuff!

  • I am originally from New York and have been in the banking industry since 1984.  Prior to starting Choice One Mortgage Company in 1995, I worked for Citicorp, Barclays Bank PLC, American Management Systems, and TransAmerica among other firms.
  • I graduated with a Bachelors degree from Albany State University in New York (Go Danes!).
  • I am a licensed CA Real Estate Broker (#01238593) and a registered Mortgage Loan Originator with the Nationwide Mortgage Licensing System (#284797).
We know that choosing the right mortgage company isn’t easy.  Bad decisions can cost you a small fortune and poor planning has even cost some people their homes. We have taken all of the steps possible in our industry to show people that we are serious about what we do and how we do it.  Our relationship and reputation with HUD, NMLS, and the California Department of Real Estate are proof that we take our reputation seriously.

Why Choose Choice One Mortgage

  • We are honest professionals and will treat you like family when purchasing a new home or refinancing an existing mortage.
  • We find the best rates in the industry.  Call us for a free quote.
  • We are purchase loan specialists. As a consumer, you want to make sure you get the right loan at the lowest rate.  Perhaps just as importantly, you and your Realtor need a solid loan approval that will not fall apart during escrow.  When your offer is presented, we will provide your Realtor with loan approval plus a cover letter reviewing your strength as a borrower.  Sellers appreciate this extra effort, and it will get your offer accepted over other competing offers.  We also work hand in hand with escrow every step of the way to ensure a smooth transaction.  We take the time to update you and the other parties involved on a daily basis.
  • Our customer service is outstanding.  Throughout the loan process, we are available to you 24/7. It’s what good customer service is all about. We know you have a busy life, so as things come up you can rest assured that you can reach us when it’s convenient for you. We also provide ongoing support to all of our clients long after their loan has closed.
  • We offer the best products in the mortgage industry.  Although today’s market is predominantly Fixed Rate lending, we also offer Adjustable Rate loans when the circumstances are right.  We fit the right product to your unique situation and needs. Perhaps most importantly, we will help you avoid the mistakes consumers commonly make when getting a loan.  Call us today.  We will show you how to protect your most precious investment – your home.   We do not share the personal information we receive from our clients.  We hold ourselves to the highest standards when it comes to protecting your privacy.  Click here to see our Privacy Policy Statement.