Today’s cash-out refinance situation bears no resemblance to the situation that preceded the housing crash.
What Credit Score Do You Need for a Mortgage?
Don’t let assumptions about whether your credit score is strong enough put a premature end to your homeownership goals.
What Is the #1 Financial Benefit of Homeownership? Wealth Creation.
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation.
6 Simple Graphs Proving This Real Estate Boom Is Nothing Like Last Time
There are many reasons this real estate market is nothing like 2008. Here are six visuals to show the dramatic differences.
How Upset Should You Be about 3% Mortgage Rates?
It’s true that rates are not as low as they were five weeks ago. However, rates are lower than at almost any other point in history.
The Reason Mortgage Rates Are Projected to Increase and What It Means for You
Based on the 50-year symbiotic relationship between treasury rates and mortgage rates, it appears mortgage rates could be headed up this year.
Will Mortgage Rates Remain Low in 2021 – Part 2
If you’re ready to buy a home or refinance your current one, it may be wise to make your move before mortgage rates begin to rise.
3 Ways Home Equity Can Have a Major Impact on Your Life
Savings in any form is a good thing. The forced savings you can earn from making a mortgage payment enables you to build wealth through home equity. That equity can come in handy in both good and more challenging times.
Millennials: Is It Time to Buy a Bigger Home?
Older millennials will be trade-up buyers with many having owned their first homes long enough to see substantial equity gains.
47% of New Buyers Surprised by How Affordable Homes Are Today
For first-time buyers, especially, the drop in the 30-year mortgage rate…has provided unexpected leverage. Lower rates allowed many buyers to stretch and buy more expensive homes while keeping their monthly budget the same.