How to Get the Best Purchase Mortgage in California — 2026 Guide
This article offers tips on how to prepare for purchase a new home, and how to get the best mortgage and lowest interest rate on a new Purchase Mortgage.
How to Refinance Your Mortgage in California — 2026 Guide
This article offers tips on how to get the best mortgage and lowest interest rate on a Mortgage Refinance.
Tips for Mortgage Refinancing
Follow these steps to better understand the process of mortgage refinancing and to set yourself up for the best possible outcome. Call CHOICE ONE today!
Financing Tips when Purchasing a New Home
Pre-qualifying for your mortgage should be one of the first steps you take on the road to purchasing a new home. Here's a brief review of the process.
There’s No Reason To Panic Over Today’s Lending Standards
Recent articles about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning to the bad habits seen 15 years ago. In this article, we alleviate these concerns.
What Credit Score Do You Need for a Mortgage?
Don’t let assumptions about whether your credit score is strong enough put a premature end to your homeownership goals.
2020 Riverside County Conforming Loan Limit
2020 Riverside County Conforming Loan Limit GREAT NEWS for residents of Riverside County, CA! The 2020 Riverside County Conforming Loan Limit is now $510,400 (up from $484,350 in 2019, $405,950…
Taking the Fear Out of the Mortgage Process
A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage.
What FICO® Score Do You Need to Qualify for a Mortgage?
The good news for potential buyers is that you don’t need a score that high to qualify for a mortgage.
Things to Avoid After Applying for a Mortgage
Congratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large…