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  • Tools
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    • Ventura County Communities
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Read more about the article What Is the #1 Financial Benefit of Homeownership?  Wealth Creation.

What Is the #1 Financial Benefit of Homeownership? Wealth Creation.

  • Post category:Home Ownership

There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation.

Continue ReadingWhat Is the #1 Financial Benefit of Homeownership? Wealth Creation.
Read more about the article 6 Simple Graphs Proving This Real Estate Boom Is Nothing Like Last Time

6 Simple Graphs Proving This Real Estate Boom Is Nothing Like Last Time

  • Post category:Economy/Home Ownership

There are many reasons this real estate market is nothing like 2008. Here are six visuals to show the dramatic differences.

Continue Reading6 Simple Graphs Proving This Real Estate Boom Is Nothing Like Last Time
Read more about the article The Reason Mortgage Rates Are Projected to Increase and What It Means for You

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

  • Post category:Interest Rates

Based on the 50-year symbiotic relationship between treasury rates and mortgage rates, it appears mortgage rates could be headed up this year.

Continue ReadingThe Reason Mortgage Rates Are Projected to Increase and What It Means for You
Read more about the article 3 Ways Home Equity Can Have a Major Impact on Your Life

3 Ways Home Equity Can Have a Major Impact on Your Life

  • Post category:Home Ownership

Savings in any form is a good thing. The forced savings you can earn from making a mortgage payment enables you to build wealth through home equity. That equity can come in handy in both good and more challenging times.

Continue Reading3 Ways Home Equity Can Have a Major Impact on Your Life
Read more about the article Millennials: Is It Time to Buy a Bigger Home?

Millennials: Is It Time to Buy a Bigger Home?

  • Post category:Home Ownership/Home Purchasing

Older millennials will be trade-up buyers with many having owned their first homes long enough to see substantial equity gains.

Continue ReadingMillennials: Is It Time to Buy a Bigger Home?
Read more about the article 47% of New Buyers Surprised by How Affordable Homes Are Today

47% of New Buyers Surprised by How Affordable Homes Are Today

  • Post category:Home Ownership/Home Purchasing

For first-time buyers, especially, the drop in the 30-year mortgage rate…has provided unexpected leverage. Lower rates allowed many buyers to stretch and buy more expensive homes while keeping their monthly budget the same.

Continue Reading47% of New Buyers Surprised by How Affordable Homes Are Today
Read more about the article 3 Reasons We’re Definitely Not in a Housing Bubble in 2021

3 Reasons We’re Definitely Not in a Housing Bubble in 2021

  • Post category:Economy/Home Ownership

Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons why this market is totally different.

Continue Reading3 Reasons We’re Definitely Not in a Housing Bubble in 2021
Read more about the article 6 Facts About VA Loans That You May Not Know
Saving to buy a house or home savings concept with money coin stack growing.Saving money concept.

6 Facts About VA Loans That You May Not Know

  • Post category:VA Loans

Here's a link to a great article by Emily Huddleston of Redfin regarding VA Loans. "Are you thinking of buying a home? If you’re a veteran or active military personnel, you…

Continue Reading6 Facts About VA Loans That You May Not Know
Read more about the article Do I Really Need a 20% Down Payment to Buy a Home?

Do I Really Need a 20% Down Payment to Buy a Home?

  • Post category:Home Ownership/Home Purchasing/Mortgage Strategies

The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to put 20% down.

Continue ReadingDo I Really Need a 20% Down Payment to Buy a Home?
Read more about the article The Importance of Home Equity in Building Wealth

The Importance of Home Equity in Building Wealth

  • Post category:Home Ownership

Home equity, for most Americans, is the quickest way to build household wealth. That wealth gives homeowners more options during good times and in difficult situations.

Continue ReadingThe Importance of Home Equity in Building Wealth
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Blog Posts

  • What Is a Non-QM Loan? A 2026 Guide to Non-Qualified Mortgages
  • How to Get Approved for a Mortgage in La Quinta, CA – 2026 guide
  • Unlocking Your Home’s Potential: Discover the Power of a Reverse Mortgage in La Quinta, CA
  • How to Get the Best Purchase Mortgage in California — 2026 Guide
  • How to Refinance Your Mortgage in California — 2026 Guide
  • Reverse Second Mortgage in La Quinta, CA – A Look at Some Use Cases That Can Make This a Good Option
  • 5 Tips for Starting Your Home Search – Start by Getting Preapproved for Your Mortgage!
  • Tips for Mortgage Refinancing
  • Financing Tips when Purchasing a New Home
  • Expert Advice: 3 Benefits to Owning a Home

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FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
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FHA and FNMA Loan Limits
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Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance

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