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Category Archive

Home Blog Home Purchasing

Millennials: Is It Time to Buy a Bigger Home?

Bill LewisFebruary 16, 2021Home Ownership, Home Purchasing

Millenial looking at his laptop

Older millennials will be trade-up buyers with many having owned their first homes long enough to see substantial equity gains.

47% of New Buyers Surprised by How Affordable Homes Are Today

Bill LewisFebruary 11, 2021Home Ownership, Home Purchasing

Graph showing mortgage payments over time

For first-time buyers, especially, the drop in the 30-year mortgage rate…has provided unexpected leverage. Lower rates allowed many buyers to stretch and buy more expensive homes while keeping their monthly budget the same.

Do I Really Need a 20% Down Payment to Buy a Home?

Bill LewisFebruary 3, 2021Home Ownership, Home Purchasing, Mortgage Strategies

Do I Really Need a 20% Down Payment to Buy a Home?

The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to put 20% down.

What Record-Low Housing Inventory Means for You

Bill LewisJanuary 29, 2021Home Purchasing

Housing Inventory Graph

Total housing inventory at the end of December totaled 1.07 million units, down 16.4% from November and down 23% from one year ago (1.39 million).

Owning a Home Is Still More Affordable Than Renting One

Bill LewisJanuary 26, 2021Home Ownership, Home Purchasing

Couple sitting in new apartment using laptop

Owning a median-priced three-bedroom home is more affordable than renting a three-bedroom property in 572, or 63 percent of the 915 U.S. counties analyzed for the report.

What’s the Difference between an Appraisal and a Home Inspection?

Bill LewisJanuary 21, 2021Home Purchasing

empty hpme ready for appraisal and home inspection

In simplest terms, a home appraisal determines the value of a home, while a home inspection determines the condition of a home.

Key Terms to Know in the Homebuying Process

Bill LewisDecember 1, 2020Home Purchasing

Key Terms in the Homebuying Process

Here is a list of some of the most common terms in the homebuying process.

A Homeowner’s Net Worth Is 40x Greater Than a Renter’s

Bill LewisOctober 7, 2020Home Purchasing

A Homeowner’s Net Worth Is 40x Greater Than a Renter’s

Recent data from the Federal Reserve indicates the net worth of a homeowner is actually over 40 times greater than that of a renter.

Homes Across the Country Are Selling Fast

Bill LewisSeptember 23, 2020Home Purchasing

Homes are selling fast

According to the latest report from the National Association of Realtors (NAR), in July, 68% of homes were on the market for less than a month.

How Low Inventory May Impact the Housing Market This Fall

Bill LewisSeptember 23, 2020Home Purchasing

Low Housing Inventory

Real estate continues to be called the ‘bright spot’ in the current economy, but there’s one thing that may hold the housing market back from achieving its full potential this year: the lack of homes for sale.

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Recent Blog Posts

  • The Reason Mortgage Rates Are Projected to Increase and What It Means for You February 23, 2021
  • Will Mortgage Rates Remain Low in 2021 – Part 2 February 19, 2021
  • 3 Ways Home Equity Can Have a Major Impact on Your Life February 17, 2021
  • Millennials: Is It Time to Buy a Bigger Home? February 16, 2021
  • 47% of New Buyers Surprised by How Affordable Homes Are Today February 11, 2021
  • 3 Reasons We’re Definitely Not in a Housing Bubble in 2021 February 9, 2021
  • 6 Facts About VA Loans That You May Not Know February 8, 2021
  • Do I Really Need a 20% Down Payment to Buy a Home? February 3, 2021
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