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Read more about the article 2019 Q3 – Homeownership Rate Remains on the Rise

2019 Q3 – Homeownership Rate Remains on the Rise

  • Post category:Home Purchasing

The 2019 Q3 homeownership rate of 64.8 percent was 0.7 percentage points higher than the rate in Q2 2019 (64.1 percent).

Continue Reading2019 Q3 – Homeownership Rate Remains on the Rise
Read more about the article Forget the Price of the Home. The Cost is What Matters.
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Forget the Price of the Home. The Cost is What Matters.

  • Post category:Home Ownership/Home Purchasing

When you look at home prices, interest rates and wages, you get the real picture of home affordability.

Continue ReadingForget the Price of the Home. The Cost is What Matters.
Read more about the article The #1 Reason to List Your House in the Winter
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The #1 Reason to List Your House in the Winter

  • Post category:Home Ownership/Home Purchasing

So, what’s the #1 reason to list your house in the winter? Less competition.

Continue ReadingThe #1 Reason to List Your House in the Winter
Read more about the article How to Determine If You Can Afford to Buy a Home
Saving to buy a house or home savings concept with money coin stack growing.Saving money concept.

How to Determine If You Can Afford to Buy a Home

  • Post category:Home Purchasing/Interest Rates

Though the price of homes may still be rising, the cost of purchasing a home is actually falling. The X-Factor = Mortgage Rates.

Continue ReadingHow to Determine If You Can Afford to Buy a Home
Read more about the article Think Home Prices Have Skyrocketed? Look at Rents.

Think Home Prices Have Skyrocketed? Look at Rents.

  • Post category:Home Purchasing

In the most recent Apartment Rent Report, RentCafe explains how rents have continued to increase over the last twelve months because of a large demand and a limited supply.

Continue ReadingThink Home Prices Have Skyrocketed? Look at Rents.
Read more about the article 62% of Buyers Are Wrong About Down Payment Needs

62% of Buyers Are Wrong About Down Payment Needs

  • Post category:Home Purchasing/Mortgage Strategies

The lack of knowledge about the home-buying process is, unfortunately, keeping many motivated buyers on the sidelines.

Continue Reading62% of Buyers Are Wrong About Down Payment Needs
Read more about the article Homeownership is the Top Contributor to Your Net Worth

Homeownership is the Top Contributor to Your Net Worth

  • Post category:Home Purchasing

If you don’t own a home, buy one. If you own one home, buy another one, and if you own two homes buy a third and lend your relatives the money to buy a home.

Continue ReadingHomeownership is the Top Contributor to Your Net Worth
Read more about the article Homeowners Are Happy!  Renters?  Not So Much.

Homeowners Are Happy! Renters? Not So Much.

  • Post category:Home Ownership/Home Purchasing

When people talk about homeownership and the American Dream, much of the conversation revolves around the financial benefits of owning a home. However, two recent studies show that the non-financial benefits might be even more valuable.

Continue ReadingHomeowners Are Happy! Renters? Not So Much.
Read more about the article 3 Signs the Housing Market is on the Rebound

3 Signs the Housing Market is on the Rebound

  • Post category:Home Purchasing

The residential real estate market has been plodding along for most of the year. However, three recent reports show the market may be on the verge of a rebound.

Continue Reading3 Signs the Housing Market is on the Rebound
Read more about the article Buy Now or Wait Until Next Year?

Buy Now or Wait Until Next Year?

  • Post category:Home Purchasing

Should I buy now or wait? Here are some reasons why buying now may make the most sense.

Continue ReadingBuy Now or Wait Until Next Year?
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Blog Posts

  • Reverse Second Mortgage in La Quinta, CA – A Look at Some Use Cases That Can Make This a Good Option
  • Unlocking Your Home’s Potential: Discover the Power of a Reverse Mortgage in La Quinta, CA
  • Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
  • Mortgage Refinance – 5 Tips to Help You Get the Best Loan
  • 5 Tips for Starting Your Home Search – Start by Getting Preapproved for Your Mortgage!
  • Tips for Mortgage Refinancing
  • Financing Tips when Purchasing a New Home
  • Expert Advice: 3 Benefits to Owning a Home
  • Millennials: Here’s Why the Process is Well Worth It.
  • The Difference in Net Worth Between Homeowners and Renters Is Widening

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Helpful Mortgage Links

FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
Freddie Mac
Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance
Radian Mortgage Insurance

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