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  • What Are You Trying to Do?
    • Purchase a Home
    • Refinance my Mortgage
    • Learn About Reverse Mortgages
  • Tools
    • Purchase Loan Estimator
    • Refinances Simulator
    • Amortization Calculator
  • Service Areas
    • Desert Communities
      • La Quinta
      • Palm Desert
      • Indian Wells
      • Rancho Mirage
      • Palm Springs
      • Indio
      • Cathedral City
      • Bermuda Dunes
    • Ventura County Communities
      • Thousand Oaks
      • Westlake Village
      • Agoura Hills
      • Calabasas
      • Oak Park
      • Newbury Park
      • Simi Valley
      • Moorpark
      • Camarillo
    • South Bay Communities
      • Manhattan Beach
      • Hermosa Beach
      • Redondo Beach
      • Torrance
      • Palos Verdes Estates
      • Rancho Palos Verdes
      • Rolling Hills Estates
      • San Pedro
      • Westchester
  • APPLY NOW!
  • More
    • About Us
    • Contact Us
    • Blog
    • Videos
    • Testimonials
    • Mortgage Products
    • Documents Required
    • FHA/FNMA County Loan Limits
    • Rates
Read more about the article Homeowners Are Happy!  Renters?  Not So Much.

Homeowners Are Happy! Renters? Not So Much.

  • Post category:Home Ownership/Home Purchasing

When people talk about homeownership and the American Dream, much of the conversation revolves around the financial benefits of owning a home. However, two recent studies show that the non-financial benefits might be even more valuable.

Continue ReadingHomeowners Are Happy! Renters? Not So Much.
Read more about the article 3 Signs the Housing Market is on the Rebound

3 Signs the Housing Market is on the Rebound

  • Post category:Home Purchasing

The residential real estate market has been plodding along for most of the year. However, three recent reports show the market may be on the verge of a rebound.

Continue Reading3 Signs the Housing Market is on the Rebound
Read more about the article Buy Now or Wait Until Next Year?

Buy Now or Wait Until Next Year?

  • Post category:Home Purchasing

Should I buy now or wait? Here are some reasons why buying now may make the most sense.

Continue ReadingBuy Now or Wait Until Next Year?
Read more about the article VIDEO: Put Less Than 20% Down – and Avoid PMI!

VIDEO: Put Less Than 20% Down – and Avoid PMI!

  • Post category:Home Purchasing/Mortgage Products/Mortgage Strategies/Videos

When purchasing a new home, you DO NOT have to put 20% down to avoid paying Private Mortgage Insurance or PMI. In this video, we show you how - and…

Continue ReadingVIDEO: Put Less Than 20% Down – and Avoid PMI!
Read more about the article VIDEO: FHA vs Conventional Purchase Loans – What’s Best for Me?

VIDEO: FHA vs Conventional Purchase Loans – What’s Best for Me?

  • Post category:Home Purchasing/Mortgage Products/Mortgage Strategies/Videos

A purchase loan example detailing the differences between FHA and Conventional (Fannie Mae) loans. Actual rate and payment comparisons and the Pros and Cons of each are explained in full.…

Continue ReadingVIDEO: FHA vs Conventional Purchase Loans – What’s Best for Me?
Read more about the article New Construction Condominium Mortgage – we have you covered!

New Construction Condominium Mortgage – we have you covered!

  • Post category:Home Purchasing

Important Features of our New Construction Condominium Mortgage Product: 25% pre-sale requirement, only your building needs to be complete, no pricing hit!

Continue ReadingNew Construction Condominium Mortgage – we have you covered!
Read more about the article Choice One Mortgage Fresh Start Program

Choice One Mortgage Fresh Start Program

  • Post category:Home Purchasing

Our Fresh Start Program can help you repair credit issues and raise your credit scores, and effectively prepare for purchasing a new home.

Continue ReadingChoice One Mortgage Fresh Start Program
Read more about the article La Quinta Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan

La Quinta Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan

  • Post category:Home Purchasing

This article offers tips on how to prepare for purchase a new home, and how to get the best mortgage and lowest interest rate on a La Quinta Purchase Mortgage.

Continue ReadingLa Quinta Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
Read more about the article Indio Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan

Indio Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan

  • Post category:Home Purchasing

This article offers tips on how to prepare for purchase a new home, and how to get the best mortgage and lowest interest rate on a La Quinta Purchase Mortgage.

Continue ReadingIndio Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
Read more about the article Palm Springs Purchase Mortgage – Do’s and Don’ts and Great Tips to Help You Get the Best Loan

Palm Springs Purchase Mortgage – Do’s and Don’ts and Great Tips to Help You Get the Best Loan

  • Post category:Home Purchasing

This article offers tips on how to prepare for purchase a new home, and how to get the best mortgage and lowest interest rate on a Palm Springs Purchase Mortgage.

Continue ReadingPalm Springs Purchase Mortgage – Do’s and Don’ts and Great Tips to Help You Get the Best Loan
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Blog Posts

  • 2026 Conforming Loan Limits in Southern California: Riverside, Ventura, Los Angeles and Orange Counties
  • Homeowners Insurance and Your Mortgage: What Southern California Buyers Need to Know Before You Close
  • Warrantable vs. Non-Warrantable Condos: 2026 Guide
  • What Is a DSCR Loan? A 2026 Guide for Coachella Valley Real Estate Investors
  • What Is a Non-QM Loan? A 2026 Guide to Non-Qualified Mortgages
  • How to Get Approved for a Mortgage in La Quinta, CA – 2026 guide
  • Unlocking Your Home’s Potential: Discover the Power of a Reverse Mortgage in La Quinta, CA
  • How to Get the Best Purchase Mortgage in California — 2026 Guide
  • How to Refinance Your Mortgage in California — 2026 Guide
  • Reverse Second Mortgage in La Quinta, CA – A Look at Some Use Cases That Can Make This a Good Option

Mortgage Industry Links

FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
Freddie Mac
Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance
Radian Mortgage Insurance

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Olivia B.
4 months ago
I had an amazing experience working with Bill. He was always readily available every step of the way and made the whole process quick and smooth.
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Hannah
5 months ago
Judi is amazing! She and Bill got me mortage so quickly, when everyone else said it was impossible. They are miracle workers and so friendly!!!! Highly recommend.
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Helpful Mortgage Links

FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
Freddie Mac
Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance

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