Ways to structure a home loan to save money, including rate buydowns, seller concessions, and options for self-employed borrowers.
Ways to structure a home loan to save money, including rate buydowns, seller concessions, and options for self-employed borrowers.
If the market will not pay what you hoped, renting the home for a year or two can look like the easy answer. Here is what it costs, what it does to your taxes and your next loan, and how to compare it with selling now.
Before you finance a desert vacation rental, two things have to be true: the city will let that address operate, and a lender will count the income. Here are the rules in all nine cities and the loans that fit.
If you are 55 or older, Prop 19 lets you sell your home and carry its low property tax base to a new home anywhere in California. Here is how the rules and the math work.
About half of the mortgages in America are at 4% or lower, and some of them can move to the next buyer. Learn which loans are assumable, what an assumption can save, how to find one in California, and how to buy one.
Should your buyer use a seller concession for a 2-1 buydown, discount points, or closing costs? When most buyers expect to refinance, the answer matters. We compare every option with real numbers and share a simple playbook Realtors can use before writing the offer.
Table of Contents If you've ever been told you can't buy another rental property because your debt-to-income ratio is too high —…
Non-QM loans offer flexible mortgage options for self-employed borrowers, real estate investors, 1099 contractors, and others who don't fit traditional lending guidelines. Learn about bank statement loans, DSCR loans, asset depletion programs, and more from Choice One Mortgage.
Table of Contents Buying a home in La Quinta, California, is a dream for many families and professionals drawn to the Coachella…