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Read more about the article 4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures

4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures

  • Post category:Mortgage News

“The likelihood of us having a foreclosure crisis again is about zero percent." - Ivy Zelman

Continue Reading4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures
Read more about the article 4 Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

4 Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

  • Post category:Mortgage News

The reports of massive foreclosures about to come to the market are highly exaggerated, according to Ivy Zelman.

Continue Reading4 Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure
Read more about the article What Happens When Homeowners Leave Their Forbearance Plans?

What Happens When Homeowners Leave Their Forbearance Plans?

  • Post category:Home Ownership/Mortgage News

Banks likely don’t want to repeat the mistakes of 2008-2012 when they put large numbers of foreclosures on their books. This time, many will instead negotiate a modification plan with the borrower, which will enable households to maintain ownership of the home.

Continue ReadingWhat Happens When Homeowners Leave Their Forbearance Plans?
Read more about the article 2020 Riverside County Conforming Loan Limit

2020 Riverside County Conforming Loan Limit

  • Post category:Mortgage Basics/Mortgage News

2020 Riverside County Conforming Loan Limit GREAT NEWS for residents of Riverside County, CA! The 2020 Riverside County Conforming Loan Limit is now $510,400 (up from $484,350 in 2019, $405,950…

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Read more about the article Impact of the Coronavirus on the U.S. Housing and Mortgage Markets

Impact of the Coronavirus on the U.S. Housing and Mortgage Markets

  • Post category:Interest Rates/Mortgage News/Refinancing

The Coronavirus (COVID-19) has caused massive global uncertainty, including a U.S. stock market correction no one could have seen coming. While much of the news has been about the effect on various…

Continue ReadingImpact of the Coronavirus on the U.S. Housing and Mortgage Markets
Read more about the article This is Not 2008 All Over Again: The Mortgage Lending Factor
Piggy bank finding way reach out to a model house through from through a maze.

This is Not 2008 All Over Again: The Mortgage Lending Factor

  • Post category:Home Purchasing/Mortgage News

It is easier to get a mortgage today than it was immediately after the market crash, but it is still difficult. The difference in 2006? At that time, it was difficult not to get a mortgage.

Continue ReadingThis is Not 2008 All Over Again: The Mortgage Lending Factor
Read more about the article 2019 Riverside County Conforming Loan Limit

2019 Riverside County Conforming Loan Limit

  • Post category:Mortgage Basics/Mortgage News

2019 Riverside County Conforming Loan Limit ________________________________________________ Update - Click here to see the increased 2020 Riverside County Loan Limits ________________________________________________ GREAT NEWS for residents of Riverside County, CA! The…

Continue Reading2019 Riverside County Conforming Loan Limit
Read more about the article Should I Lock or Should I Wait?

Should I Lock or Should I Wait?

  • Post category:Interest Rates/Mortgage Basics/Mortgage News/Mortgage Strategies

When buying a new home or refinancing, how will I know when to lock my mortgage rate? "Interest rates rise like a rocket and fall like a feather."  This old…

Continue ReadingShould I Lock or Should I Wait?
Read more about the article How Interest Rates Move

How Interest Rates Move

  • Post category:Interest Rates/Mortgage Basics/Mortgage News

Here's a great video discussing how interest rates move. Although produced in 2010, the principles still apply in our economy today and should for the foreseeable future.

Continue ReadingHow Interest Rates Move
Read more about the article Housing Recovery Article June 8 2013

Housing Recovery Article June 8 2013

  • Post category:Economy/Mortgage News

    Here's an interesting article about the state of the economy and housing market - June 2013.  Click this link to go to the article directly.     Best…

Continue ReadingHousing Recovery Article June 8 2013
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Blog Posts

  • Reverse Second Mortgage in La Quinta, CA – A Look at Some Use Cases That Can Make This a Good Option
  • Unlocking Your Home’s Potential: Discover the Power of a Reverse Mortgage in La Quinta, CA
  • Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
  • Mortgage Refinance – 5 Tips to Help You Get the Best Loan
  • 5 Tips for Starting Your Home Search – Start by Getting Preapproved for Your Mortgage!
  • Tips for Mortgage Refinancing
  • Financing Tips when Purchasing a New Home
  • Expert Advice: 3 Benefits to Owning a Home
  • Millennials: Here’s Why the Process is Well Worth It.
  • The Difference in Net Worth Between Homeowners and Renters Is Widening

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FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
Freddie Mac
Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance
Radian Mortgage Insurance

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