Denied for a HELOC? Here’s How You Can Still Qualify
Turned down for a HELOC? We qualify on the interest-only payment, skip the CPA letter for self-employed borrowers, and fund in as little as 6 days.
What Is a DSCR Loan? A 2026 Guide for Coachella Valley Real Estate Investors
Table of Contents If you've ever been told you can't buy another rental property because your debt-to-income ratio is too high — even though every property you own cash flows…
What Is a Non-QM Loan? A 2026 Guide to Non-Qualified Mortgages
Non-QM loans offer flexible mortgage options for self-employed borrowers, real estate investors, 1099 contractors, and others who don't fit traditional lending guidelines. Learn about bank statement loans, DSCR loans, asset depletion programs, and more from Choice One Mortgage.
VIDEO: Put Less Than 20% Down – and Avoid PMI!
When purchasing a new home, you DO NOT have to put 20% down to avoid paying Private Mortgage Insurance or PMI. In this video, we show you how - and…
VIDEO: FHA vs Conventional Purchase Loans – What’s Best for Me?
A purchase loan example detailing the differences between FHA and Conventional (Fannie Mae) loans. Actual rate and payment comparisons and the Pros and Cons of each are explained in full.…
Mortgage Products – What’s Right For Me?
With your particular qualifications and all of the different options, it's important to understand the distinction between available mortgage products.