Mortgage Calculators
Free tools to estimate your monthly payment, see how much home you can afford, compare loan options, and plan how to pay off your mortgage sooner.
Buying a Home?
Home Affordability Calculator
Find out how much home you may be able to afford based on your income, monthly debts, down payment, and current interest rates.
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Rent vs. Buy Calculator
Compare the full cost of renting with buying a home, including taxes, insurance, maintenance, tax savings, and the equity you build over time.
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Buydown Calculator
See how a temporary rate buydown lowers your payment during the first years of your loan, and what it costs up front.
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Discount Points Calculator
Find out what discount points would cost, how much they would lower your monthly payment, and how long it would take to break even.
Open calculator →Mortgage Payment Calculators
Mortgage Payment Calculator
Estimate your monthly house payment, including principal, interest, property taxes, homeowners insurance, HOA dues, and mortgage insurance. Change the price, down payment, and rate to see how each…
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Refinance Calculator
Compare your current mortgage with a new loan to see how much you could save each month, how long it would take to earn back your closing costs,…
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Bi-Weekly Payment Calculator
See how paying half of your mortgage payment every two weeks could save you interest and help you pay off your home years sooner.
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Extra Payment Calculator
See how adding extra money to your mortgage each month, once a year, or as a one-time payment could cut your interest and shorten your loan.
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Fixed vs. Adjustable Rate Calculator
Compare a fixed-rate mortgage with an adjustable-rate mortgage (ARM) based on how long you plan to stay in your home.
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Mortgage Loan Amortization Table
Use this tool to see how your loan performs over time. You can see the monthly principal and interest paid, as well as a summary at the bottom…
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