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Read more about the article Millennials: Here’s Why the Process is Well Worth It.

Millennials: Here’s Why the Process is Well Worth It.

  • Post category:Home Purchasing

Millennials have waited longer than any other generation to become homeowners, but the wait for this cohort is just about over. According to National Mortgage News, “Millennials, those young adults now…

Continue ReadingMillennials: Here’s Why the Process is Well Worth It.
Read more about the article The Difference in Net Worth Between Homeowners and Renters Is Widening

The Difference in Net Worth Between Homeowners and Renters Is Widening

  • Post category:Home Ownership

Owning a home provides one of the strongest foundations for building individual wealth and lasting financial security. If you’re

Continue ReadingThe Difference in Net Worth Between Homeowners and Renters Is Widening
Read more about the article 4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures

4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures

  • Post category:Mortgage News

“The likelihood of us having a foreclosure crisis again is about zero percent." - Ivy Zelman

Continue Reading4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures
Read more about the article Should I Move or Refinance My Mortgage?
Deutschland, NRW, Brühl, Tinyhouse, Green living

Should I Move or Refinance My Mortgage?

  • Post category:Refinancing

Whether you’re refinancing your house or moving to a new home, your current mortgage rate and your level of equity are crucial in your decision-making process.

Continue ReadingShould I Move or Refinance My Mortgage?
Read more about the article Why Waiting to Buy a Home Could Cost You a Small Fortune

Why Waiting to Buy a Home Could Cost You a Small Fortune

  • Post category:Home Ownership

The financial benefits make it clear that buying a home now is much more advantageous than waiting until next year.

Continue ReadingWhy Waiting to Buy a Home Could Cost You a Small Fortune
Read more about the article 4 Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

4 Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

  • Post category:Mortgage News

The reports of massive foreclosures about to come to the market are highly exaggerated, according to Ivy Zelman.

Continue Reading4 Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure
Read more about the article There’s No Reason To Panic Over Today’s Lending Standards

There’s No Reason To Panic Over Today’s Lending Standards

  • Post category:Mortgage Basics/Mortgage Guidelines

Recent articles about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning to the bad habits seen 15 years ago. In this article, we alleviate these concerns.

Continue ReadingThere’s No Reason To Panic Over Today’s Lending Standards
Read more about the article How a Change in Mortgage Rate Impacts Your Homebuying Budget

How a Change in Mortgage Rate Impacts Your Homebuying Budget

  • Post category:Home Purchasing/Interest Rates

From January 2021 through April 2021, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potential homebuyers with less purchasing power.

Continue ReadingHow a Change in Mortgage Rate Impacts Your Homebuying Budget
Read more about the article Should We Fear the Surge in Cash-Out Refinances?

Should We Fear the Surge in Cash-Out Refinances?

  • Post category:Refinancing

Today’s cash-out refinance situation bears no resemblance to the situation that preceded the housing crash.

Continue ReadingShould We Fear the Surge in Cash-Out Refinances?
Read more about the article What Credit Score Do You Need for a Mortgage?

What Credit Score Do You Need for a Mortgage?

  • Post category:Mortgage Basics/Mortgage Guidelines

Don’t let assumptions about whether your credit score is strong enough put a premature end to your homeownership goals.

Continue ReadingWhat Credit Score Do You Need for a Mortgage?
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Blog Posts

  • What Is a Non-QM Loan? A 2026 Guide to Non-Qualified Mortgages
  • How to Get Approved for a Mortgage in La Quinta, CA – 2026 guide
  • Unlocking Your Home’s Potential: Discover the Power of a Reverse Mortgage in La Quinta, CA
  • Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
  • Mortgage Refinance – 5 Tips to Help You Get the Best Loan
  • Reverse Second Mortgage in La Quinta, CA – A Look at Some Use Cases That Can Make This a Good Option
  • 5 Tips for Starting Your Home Search – Start by Getting Preapproved for Your Mortgage!
  • Tips for Mortgage Refinancing
  • Financing Tips when Purchasing a New Home
  • Expert Advice: 3 Benefits to Owning a Home

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Helpful Mortgage Links

FNMA Loan Level Pricing Adjustments
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Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
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Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance

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