New Construction Condominium Mortgage – we have you covered!
Important Features of our New Construction Condominium Mortgage Product: 25% pre-sale requirement, only your building needs to be complete, no pricing hit!
Choice One Mortgage Fresh Start Program
Our Fresh Start Program can help you repair credit issues and raise your credit scores, and effectively prepare for purchasing a new home.
Recalculate Your Mortgage Payment at a Lower Balance – without Refinancing!
Come into some money? Try recasting your mortgage! We allow you to pay down your balance and we will recast your monthly payment, at current rate and term!
Choice One Mortgage has Partnered with Quicken Loans!
When you’re looking to buy a home or refinance your existing home, there are times when you want the trusted, personal service right in your neighborhood, and there are other…
2019 Riverside County Conforming Loan Limit
2019 Riverside County Conforming Loan Limit ________________________________________________ Update - Click here to see the increased 2020 Riverside County Loan Limits ________________________________________________ GREAT NEWS for residents of Riverside County, CA! The…
Important Facts about Credit Reports and Credit Scores
So now that I know my Credit Score, what does it mean? When evaluating a borrower for a mortgage loan, we look at all three credit bureaus (Experian, Transunion and…
Credit Re-Establishment Periods for Mortgages
Required Credit Re-Establishment Periods for Mortgages after derogatory credit: Short Sales (Deed in Lieu of Foreclosure) Loan Type Waiting Period Conventional (Fannie Mae, Freddie Mac) 4 years FHA 3 Yrs…
Mortgage Products – What’s Right For Me?
With your particular qualifications and all of the different options, it's important to understand the distinction between available mortgage products.
Understanding APR or Annual Percentage Rate
One of the most important terms you’ll come across when shopping for a mortgage is APR, or annual percentage rate. But what exactly does it mean? Simply put, APR is…
La Quinta Refinance – 5 Tips to Help You Get the Best Mortgage
This article offers tips on how to get the best mortgage and lowest interest rate on a La Quinta Refinance.
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