Mortgage Rates
All of our Mortgage Rates are offered at 0 point cost with minimal or no closing costs on most programs. Call us today for a FREE LOAN ANALYSIS. CALL (800)…
Homeownership Information
Links to information related to home ownership and mortgages. Topics include "What is Title Insurance and Why do I need it?", "Ways to hold title to a property", "Property taxes and Proposition 8", "Homestead Declaration" and more.
Documentation Required to Get a Mortgage
When applying at any lender, here’s a list of the Documentation Required to Get a Mortgage by most underwriters.
Property Tax Information
California Property Taxes - useful information and links to County Tax Assessor websites. Property taxes are typically paid in two installments, the first in the fall (usually before December 10th)…
A Brief History of the Housing Bubble
Housing Bubble 2003 - 2006. This is a really good summary of the causes of the recent housing bubble. Click on the link: A Brief History of the Housing Bubble…
Housing Recovery Article June 8 2013
Here's an interesting article about the state of the economy and housing market - June 2013. Click this link to go to the article directly. Best…
Jumbo Loan Market Coming Back?
Here's a great article about the come back of the Jumbo mortgage market, with a story about the typical problems we encounter in this brutal underwriting environment: Why the…
HARP 2.0 Refinancing
The wait may be over for homeowners who want to refinance but owe more on their mortgages than their homes are worth. Many borrowers are now able to refinance…
Under water? Do you qualify for relief?
Many homeowners who are "under water" on their mortgage loans can't find relief under Fannie Mae's Making Homes Affordable program.
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