Mortgage Products – What’s Right For Me?
With your particular qualifications and all of the different options, it's important to understand the distinction between available mortgage products.
Understanding APR or Annual Percentage Rate
One of the most important terms you’ll come across when shopping for a mortgage is APR, or annual percentage rate. But what exactly does it mean? Simply put, APR is…
La Quinta Refinance – 5 Tips to Help You Get the Best Mortgage
This article offers tips on how to get the best mortgage and lowest interest rate on a La Quinta Refinance.
La Quinta Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
This article offers tips on how to prepare for purchase a new home, and how to get the best mortgage and lowest interest rate on a La Quinta Purchase Mortgage.
Joint Tenancy vs. Community Property
Most California married couples own their homes as "joint tenants," because they want the surviving spouse to own the entire home, without any formal court proceeding to confirm the transfer.…
What is Title Insurance and why do I need it?
I find that many home buyers and borrowers lack a fundamental understanding about title insurance. While most past clients have admitted to briefly discussing the topic with their real estate…
Closing Costs when buying a home
One of the first questions most homebuyers ask is “What are the closing costs?” It's an important discussion, because buyer's are often stretched to come up with more than…
Indio Refinance – 5 Tips to Help You Get the Best Mortgage
This article offers tips on how to get the best mortgage and lowest interest rate on a La Quinta Refinance.
Indio Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
This article offers tips on how to prepare for purchase a new home, and how to get the best mortgage and lowest interest rate on a La Quinta Purchase Mortgage.
Understanding No-Cost Mortgages
Is it really possible to get a mortgage and pay no points or closing costs? Yes and no . . . The reality is, you won’t pay any closing costs…