Skip to content
Choice One Mortgage Logo
  • Home
  • Purchase
  • Refinance
  • Reverse Mortgages
  • Contact Us
  • More
    • Blog
    • Videos
    • Testimonials
    • Mortgage Products
    • Documents Required
    • FHA/FNMA County Loan Limits
    • Rates
Menu
  • Home
  • Purchase
  • Refinance
  • Reverse Mortgages
  • Contact Us
  • More
    • Blog
    • Videos
    • Testimonials
    • Mortgage Products
    • Documents Required
    • FHA/FNMA County Loan Limits
    • Rates
Read more about the article 2 Myths Holding Back Home Buyers

2 Myths Holding Back Home Buyers

  • Post category:Home Purchasing

Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Believe it or not – your dream home may already be within your reach.

Continue Reading2 Myths Holding Back Home Buyers
Read more about the article This is Not 2008 All Over Again: The Mortgage Lending Factor
Piggy bank finding way reach out to a model house through from through a maze.

This is Not 2008 All Over Again: The Mortgage Lending Factor

  • Post category:Home Purchasing/Mortgage News

It is easier to get a mortgage today than it was immediately after the market crash, but it is still difficult. The difference in 2006? At that time, it was difficult not to get a mortgage.

Continue ReadingThis is Not 2008 All Over Again: The Mortgage Lending Factor
Read more about the article 2019 Q3 – Homeownership Rate Remains on the Rise

2019 Q3 – Homeownership Rate Remains on the Rise

  • Post category:Home Purchasing

The 2019 Q3 homeownership rate of 64.8 percent was 0.7 percentage points higher than the rate in Q2 2019 (64.1 percent).

Continue Reading2019 Q3 – Homeownership Rate Remains on the Rise
Read more about the article Forget the Price of the Home. The Cost is What Matters.
selling home and shopping,money

Forget the Price of the Home. The Cost is What Matters.

  • Post category:Home Ownership/Home Purchasing

When you look at home prices, interest rates and wages, you get the real picture of home affordability.

Continue ReadingForget the Price of the Home. The Cost is What Matters.
Read more about the article The #1 Reason to List Your House in the Winter
Little daughter enjoys time together with her mother in autumn nature

The #1 Reason to List Your House in the Winter

  • Post category:Home Ownership/Home Purchasing

So, what’s the #1 reason to list your house in the winter? Less competition.

Continue ReadingThe #1 Reason to List Your House in the Winter
Read more about the article Taking the Fear Out of the Mortgage Process

Taking the Fear Out of the Mortgage Process

  • Post category:Home Ownership/Mortgage Basics

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage.

Continue ReadingTaking the Fear Out of the Mortgage Process
Read more about the article How to Determine If You Can Afford to Buy a Home
Saving to buy a house or home savings concept with money coin stack growing.Saving money concept.

How to Determine If You Can Afford to Buy a Home

  • Post category:Home Purchasing/Interest Rates

Though the price of homes may still be rising, the cost of purchasing a home is actually falling. The X-Factor = Mortgage Rates.

Continue ReadingHow to Determine If You Can Afford to Buy a Home
Read more about the article Think Home Prices Have Skyrocketed? Look at Rents.

Think Home Prices Have Skyrocketed? Look at Rents.

  • Post category:Home Purchasing

In the most recent Apartment Rent Report, RentCafe explains how rents have continued to increase over the last twelve months because of a large demand and a limited supply.

Continue ReadingThink Home Prices Have Skyrocketed? Look at Rents.
Read more about the article 62% of Buyers Are Wrong About Down Payment Needs

62% of Buyers Are Wrong About Down Payment Needs

  • Post category:Home Purchasing/Mortgage Strategies

The lack of knowledge about the home-buying process is, unfortunately, keeping many motivated buyers on the sidelines.

Continue Reading62% of Buyers Are Wrong About Down Payment Needs
Read more about the article What FICO® Score Do You Need to Qualify for a Mortgage?

What FICO® Score Do You Need to Qualify for a Mortgage?

  • Post category:Mortgage Basics/Mortgage Guidelines

The good news for potential buyers is that you don’t need a score that high to qualify for a mortgage.

Continue ReadingWhat FICO® Score Do You Need to Qualify for a Mortgage?
  • Go to the previous page
  • 1
  • …
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • …
  • 13
  • Go to the next page

Blog Posts

  • Reverse Second Mortgage in La Quinta, CA – A Look at Some Use Cases That Can Make This a Good Option
  • Unlocking Your Home’s Potential: Discover the Power of a Reverse Mortgage in La Quinta, CA
  • Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
  • Mortgage Refinance – 5 Tips to Help You Get the Best Loan
  • 5 Tips for Starting Your Home Search – Start by Getting Preapproved for Your Mortgage!
  • Tips for Mortgage Refinancing
  • Financing Tips when Purchasing a New Home
  • Expert Advice: 3 Benefits to Owning a Home
  • Millennials: Here’s Why the Process is Well Worth It.
  • The Difference in Net Worth Between Homeowners and Renters Is Widening

Mortgage Industry Links

FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
Freddie Mac
Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance
Radian Mortgage Insurance

Mortgage Calculator

year(s)
per year
per year
Calculate

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
Choice One Mortgage Logo

© Copyright COMC, Inc. dba Choice One Mortgage Company 2025. All Rights Reserved. COMC, Inc. is Licensed by the CA DRE #01238593. NMLS #233784.

  • Home
  • Privacy Policy
  • Terms of Use
Menu
  • Home
  • Privacy Policy
  • Terms of Use

Helpful Mortgage Links

FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
Freddie Mac
Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance
Radian Mortgage Insurance

Call Now Button