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  • Purchase
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    • Purchase Loans
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Read more about the article 62% of Buyers Are Wrong About Down Payment Needs

62% of Buyers Are Wrong About Down Payment Needs

  • Post category:Home Purchasing/Mortgage Strategies

The lack of knowledge about the home-buying process is, unfortunately, keeping many motivated buyers on the sidelines.

Continue Reading62% of Buyers Are Wrong About Down Payment Needs
Read more about the article What FICO® Score Do You Need to Qualify for a Mortgage?

What FICO® Score Do You Need to Qualify for a Mortgage?

  • Post category:Mortgage Basics/Mortgage Guidelines

The good news for potential buyers is that you don’t need a score that high to qualify for a mortgage.

Continue ReadingWhat FICO® Score Do You Need to Qualify for a Mortgage?
Read more about the article Homeownership is the Top Contributor to Your Net Worth

Homeownership is the Top Contributor to Your Net Worth

  • Post category:Home Purchasing

If you don’t own a home, buy one. If you own one home, buy another one, and if you own two homes buy a third and lend your relatives the money to buy a home.

Continue ReadingHomeownership is the Top Contributor to Your Net Worth
Read more about the article Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage

  • Post category:Mortgage Basics

Congratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large…

Continue ReadingThings to Avoid After Applying for a Mortgage
Read more about the article Homeowners Are Happy!  Renters?  Not So Much.

Homeowners Are Happy! Renters? Not So Much.

  • Post category:Home Ownership/Home Purchasing

When people talk about homeownership and the American Dream, much of the conversation revolves around the financial benefits of owning a home. However, two recent studies show that the non-financial benefits might be even more valuable.

Continue ReadingHomeowners Are Happy! Renters? Not So Much.
Read more about the article 3 Signs the Housing Market is on the Rebound

3 Signs the Housing Market is on the Rebound

  • Post category:Home Purchasing

The residential real estate market has been plodding along for most of the year. However, three recent reports show the market may be on the verge of a rebound.

Continue Reading3 Signs the Housing Market is on the Rebound
Read more about the article Buy Now or Wait Until Next Year?

Buy Now or Wait Until Next Year?

  • Post category:Home Purchasing

Should I buy now or wait? Here are some reasons why buying now may make the most sense.

Continue ReadingBuy Now or Wait Until Next Year?
Read more about the article VIDEO: Put Less Than 20% Down – and Avoid PMI!

VIDEO: Put Less Than 20% Down – and Avoid PMI!

  • Post category:Home Purchasing/Mortgage Products/Mortgage Strategies/Videos

When purchasing a new home, you DO NOT have to put 20% down to avoid paying Private Mortgage Insurance or PMI. In this video, we show you how - and…

Continue ReadingVIDEO: Put Less Than 20% Down – and Avoid PMI!
Read more about the article VIDEO: FHA vs Conventional Purchase Loans – What’s Best for Me?

VIDEO: FHA vs Conventional Purchase Loans – What’s Best for Me?

  • Post category:Home Purchasing/Mortgage Products/Mortgage Strategies/Videos

A purchase loan example detailing the differences between FHA and Conventional (Fannie Mae) loans. Actual rate and payment comparisons and the Pros and Cons of each are explained in full.…

Continue ReadingVIDEO: FHA vs Conventional Purchase Loans – What’s Best for Me?
Read more about the article New Construction Condominium Mortgage – we have you covered!

New Construction Condominium Mortgage – we have you covered!

  • Post category:Home Purchasing

Important Features of our New Construction Condominium Mortgage Product: 25% pre-sale requirement, only your building needs to be complete, no pricing hit!

Continue ReadingNew Construction Condominium Mortgage – we have you covered!
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Blog Posts

  • What Is a Non-QM Loan? A 2026 Guide to Non-Qualified Mortgages
  • How to Get Approved for a Mortgage in La Quinta, CA – 2026 guide
  • Unlocking Your Home’s Potential: Discover the Power of a Reverse Mortgage in La Quinta, CA
  • Purchase Mortgage – Some Do’s and Don’ts and Great Tips to Help You Get the Best Loan
  • Mortgage Refinance – 5 Tips to Help You Get the Best Loan
  • Reverse Second Mortgage in La Quinta, CA – A Look at Some Use Cases That Can Make This a Good Option
  • 5 Tips for Starting Your Home Search – Start by Getting Preapproved for Your Mortgage!
  • Tips for Mortgage Refinancing
  • Financing Tips when Purchasing a New Home
  • Expert Advice: 3 Benefits to Owning a Home

Mortgage Industry Links

FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
Freddie Mac
Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance
Radian Mortgage Insurance

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Helpful Mortgage Links

FNMA Loan Level Pricing Adjustments
Does FNMA Own Your Mortgage?
Fannie Mae Website
FHA Website
FHA and FNMA Loan Limits
Freddie Mac
Does Freddie Mac own your mortgage?
MGIC Mortgage Insurance

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